I guess by now, most people should have known about climate change and you would see the weather patterns going out of norms.
If you are still in denial, please go fark yourself and just die, really... Don't even bother creamte yourself after death because you create more green house gases.
Now let's really talk about greens.
One of the major concerns dealing with climate change and an over-populated world is about food security.
Subsitence farming may not help much in securing most of your survival food supplies, but it does do a few things for you:
1) Growing your own greens makes you more aware of not wasting your food.
2) Saves a bit of money for a whole year around.
3) Enjoy a bit of farming/gardening.
4) Practises patience.
5) Your own grown greens are the freshest!
Urban subsitence farming is possible.
You don't really need a lot of space, it can be at your corridor or window side (make sure they don't fall off your window, keep them indoor).
You can even go for hydroponics (just make sure your water is contained so that mozzies can't get in, and you would not need to change water to prevent mosquito grown).
Saturday, December 12, 2009
Monday, December 7, 2009
Contests #001!
Its a season to be jolly! Hi again everyone! Guess its been quite some time since I posted something good. Ho, ho, ho! So in this season, I'm givin'.
Well, I'm very sure you all know that sometimes, we can enter promos and contests to get freebies and goodies. Here are some contests I have been in so far.
I'll try to update new, available contests monthly =D
tx1.sony-asia.com/singapore
canon.com.sg/stylelook
asiaone.com/specials/xmas09
promos.insing.com
marvelousmacau.com
mymailmoment.com
thefullertonheritagechristmas.com
bossinibehappy.sg
Well, I'm very sure you all know that sometimes, we can enter promos and contests to get freebies and goodies. Here are some contests I have been in so far.
I'll try to update new, available contests monthly =D
tx1.sony-asia.com/singapore
canon.com.sg/stylelook
asiaone.com/specials/xmas09
promos.insing.com
marvelousmacau.com
mymailmoment.com
thefullertonheritagechristmas.com
bossinibehappy.sg
Tuesday, September 15, 2009
Market Your Junk
Have you ever ask yourself if sometimes you got too many junk lying around in your house?
Perhaps its time for you clean some of the junk you don't need.
But wait. You do not need to throw them away.
The truth is "One man's junk is another man's treasure". And this can be very through, provided you put an effort to sell your junk.
Yes, you can be surprise there always a market for other people's junk.
Since internet has been available, you will be surprise how many junk are on sale on eBay. Not to mention online marketing platforms on FaceBook, forums and etc.
Try your luck. Just make sure you don't over-value your junk, if not it'll be hard to sell.
Here another place to sell: Fleamarkets. And you will be surprise fleamarkets are not only good for selling little thing worthing a few tenths of cents or few dollars, you may even find very good gifts at these fleamarkets.
I know there one at China Square which is buzzling over weekends. Anyone of you know of more? Keep contributing.
Perhaps its time for you clean some of the junk you don't need.
But wait. You do not need to throw them away.
The truth is "One man's junk is another man's treasure". And this can be very through, provided you put an effort to sell your junk.
Yes, you can be surprise there always a market for other people's junk.
Since internet has been available, you will be surprise how many junk are on sale on eBay. Not to mention online marketing platforms on FaceBook, forums and etc.
Try your luck. Just make sure you don't over-value your junk, if not it'll be hard to sell.
Here another place to sell: Fleamarkets. And you will be surprise fleamarkets are not only good for selling little thing worthing a few tenths of cents or few dollars, you may even find very good gifts at these fleamarkets.
I know there one at China Square which is buzzling over weekends. Anyone of you know of more? Keep contributing.
Wednesday, March 4, 2009
More $$$ 002: Part-Time Bounty Hunters
Economic crisis is really driving people crazy without money.
I heard from random sources suggesting becoming part-time bounty hunters to catch criminals for the handsome rewards.
I guess this bounty hunting thing is a good idea (especially catching Singapore's most dangerous man on the loose).
Here are some targets you can throw your Pokemon balls at:
(Please click links for pictures)
1) Mas Selamat bin Kastari - WANTED for being a Terrorist Threat
Reward = $1,000,000 by 2 discreet businessmen
(I am not sure if he's caught dead, you get the money, but leads leading to his capture will be good enough)
2) Jerry Ee - WANTED for Singapore's Biggest Commercial Heist of S$7.9 million of luxury watches
Reward = Maybe one nice Rolex
3) Cat Killers - WANTED for Cruelly Killing Cats
Reward = $1,000 by SPCA Singapore per cat killer
By catching them all, you can get a bag of money and get rid of these scumbags.
I'm not sure if there are other bounties for other criminals, which I believe there are more. You should just Google to find out more. I am too lazy to Google more.
Apart from hunting criminals and dangerous fellans, you can also go online to check out lost dogs in Singapore.
Again, I am not sure if there are rewards for finding other people's beloved pet. But you can try and ask the owner when you found their dog though =D
I guess its all about the good feeling to help a missing dog.
I wonder how's the female Jack Russell I sent to SPCA Singapore last year? =\
I heard from random sources suggesting becoming part-time bounty hunters to catch criminals for the handsome rewards.
I guess this bounty hunting thing is a good idea (especially catching Singapore's most dangerous man on the loose).
Here are some targets you can throw your Pokemon balls at:
(Please click links for pictures)
1) Mas Selamat bin Kastari - WANTED for being a Terrorist Threat
Reward = $1,000,000 by 2 discreet businessmen
(I am not sure if he's caught dead, you get the money, but leads leading to his capture will be good enough)
2) Jerry Ee - WANTED for Singapore's Biggest Commercial Heist of S$7.9 million of luxury watches
Reward = Maybe one nice Rolex
3) Cat Killers - WANTED for Cruelly Killing Cats
Reward = $1,000 by SPCA Singapore per cat killer
By catching them all, you can get a bag of money and get rid of these scumbags.
I'm not sure if there are other bounties for other criminals, which I believe there are more. You should just Google to find out more. I am too lazy to Google more.
Apart from hunting criminals and dangerous fellans, you can also go online to check out lost dogs in Singapore.
Again, I am not sure if there are rewards for finding other people's beloved pet. But you can try and ask the owner when you found their dog though =D
I guess its all about the good feeling to help a missing dog.
I wonder how's the female Jack Russell I sent to SPCA Singapore last year? =\
Monday, March 2, 2009
Extreme Saving Tactic #001: Social Isolationism
Just like the blog post title says, if you stay away from people, you save more (in an extreme way).
To socialise is a kind of human need. People who play "The Sims" should know this.
But in Singapore, most social events, gatherings, outings, meet-ups all requires money to buy a medium (as some sort of an ice-breaker I presume) or to be at a place to start the socialising and communicating between us the homo sapiens-sapiens.
Examples of gorup social activities are going clubbing, pubbing, karaokeing, play billards or pool, boardgaming, movieing, swimming, chalt BBQ and many other all requires money.
The only free places to go is to chat below your void deck and go to a neighbourhood park (which can be quite boring). And note that the places I mention is within walking distances.
Well if you really want to save in this extreme way, be a boring person go play chess with your friend at void deck =D
To socialise is a kind of human need. People who play "The Sims" should know this.
But in Singapore, most social events, gatherings, outings, meet-ups all requires money to buy a medium (as some sort of an ice-breaker I presume) or to be at a place to start the socialising and communicating between us the homo sapiens-sapiens.
Examples of gorup social activities are going clubbing, pubbing, karaokeing, play billards or pool, boardgaming, movieing, swimming, chalt BBQ and many other all requires money.
The only free places to go is to chat below your void deck and go to a neighbourhood park (which can be quite boring). And note that the places I mention is within walking distances.
Well if you really want to save in this extreme way, be a boring person go play chess with your friend at void deck =D
Sunday, March 1, 2009
Saving$ Tactics #001: Wallet Control
Saving money certainly need a great amount of long-term discipline as well as good habits.
Saving tactics may not need to be extreme but definitely there are ways to keep oneself from touching your own cash and also getting into more credit with your banks.
Here are some ways I do to prevent me from spending unneccessarily:
The key is really to limit cash in hand that can be spent
Obviously the lesser you spend over the less essential things, the more you save.
1) Budgeting:
Plan and budget the amount of money you needed to feed yourself and move around(on public transport, excluding cab transport!), add 10% of cash out of this weekly budgeted cash.
2) Limited cash withdrawal/credit lending sources:
After withdrawing your budgeted cash, put away your ATM cards and credit cards away from your wallet back into your safebox at home.
Try not to touch your ATM cards till your next weekly budget withdrawal day. And try not to touch your credit cards unless you want to use them for major payments of good buys, or buys with good rebates, discounts and savings.
3) Watch what you want to eat:
I know. Sometimes a Japanese bento set or even a Western grilled chicken chop taste better chicken rice and you are sick of good local food for some time.
But remember, you can always rotate your daily meals menu of the cheaper options.
Mixed rice has plenty of variety of dishes, you can also rotate the dishes too.
In this case, its all about fighting the sin of gluttony!
4) Go with someone who eats cheap:
There's always this thing about "makan kakis", they always make your meals more wonderful and you tend to stick with them to eat whatever they eat, even you know some food places they go can cost more.
I do have a colleague who thinks like an "uncle" and always goes to hawker centre for the low-priced food.
So sometimes, I follow him to eat together.
Eating cheap is a kind of thrift and so being "uncle" mean you are financially disciplined, wise and matured. It's a compliment.
5) Dump your small change into your piggy bank at the end of the day
By the end of the day, put all your small change into your piggy bank.
Never touch your piggy until its fully fat and heavy.
When it is fully fat and heavy, its doesnot meant you can chop it. Slim its weight into your savings bank.
6) Running out of money:
If by before the end of the budget week, you have run out of cash, you should only withdraw the minimal amount from your savings banks, and use the minimal amount.
The remainder should be put into your piggy bank. Nothing more than the essentials should be spent.
7) Making your other cash more hassle to reach:
Controlling the cash in hand from the cash in bank, when follow from the above steps I have mentioned, nothing should tempt you to buy anything more extra as it is a hassle to get your cards which are at your home when you are outside window shopping.
This would ultimate slow or curb your temptations to shop.
But if you are dying to get something tempting, a luxury item, and you would all the way get the cards from your house and come out to buy that item, I guess I can only say you are a failure in saving, or you really wanting that item for a very long time.
The judgement for this is really much a conscience issue.
Anyway, if all goes well, by the end of the month, the amount you saved should be substantial if only essentials are spent.
Here's all I got for now.
If anyone has more savings tactics, please feel free to share them for the benefit of all other readers =D
Saving tactics may not need to be extreme but definitely there are ways to keep oneself from touching your own cash and also getting into more credit with your banks.
Here are some ways I do to prevent me from spending unneccessarily:
The key is really to limit cash in hand that can be spent
Obviously the lesser you spend over the less essential things, the more you save.
1) Budgeting:
Plan and budget the amount of money you needed to feed yourself and move around(on public transport, excluding cab transport!), add 10% of cash out of this weekly budgeted cash.
2) Limited cash withdrawal/credit lending sources:
After withdrawing your budgeted cash, put away your ATM cards and credit cards away from your wallet back into your safebox at home.
Try not to touch your ATM cards till your next weekly budget withdrawal day. And try not to touch your credit cards unless you want to use them for major payments of good buys, or buys with good rebates, discounts and savings.
3) Watch what you want to eat:
I know. Sometimes a Japanese bento set or even a Western grilled chicken chop taste better chicken rice and you are sick of good local food for some time.
But remember, you can always rotate your daily meals menu of the cheaper options.
Mixed rice has plenty of variety of dishes, you can also rotate the dishes too.
In this case, its all about fighting the sin of gluttony!
4) Go with someone who eats cheap:
There's always this thing about "makan kakis", they always make your meals more wonderful and you tend to stick with them to eat whatever they eat, even you know some food places they go can cost more.
I do have a colleague who thinks like an "uncle" and always goes to hawker centre for the low-priced food.
So sometimes, I follow him to eat together.
Eating cheap is a kind of thrift and so being "uncle" mean you are financially disciplined, wise and matured. It's a compliment.
5) Dump your small change into your piggy bank at the end of the day
By the end of the day, put all your small change into your piggy bank.
Never touch your piggy until its fully fat and heavy.
When it is fully fat and heavy, its doesnot meant you can chop it. Slim its weight into your savings bank.
6) Running out of money:
If by before the end of the budget week, you have run out of cash, you should only withdraw the minimal amount from your savings banks, and use the minimal amount.
The remainder should be put into your piggy bank. Nothing more than the essentials should be spent.
7) Making your other cash more hassle to reach:
Controlling the cash in hand from the cash in bank, when follow from the above steps I have mentioned, nothing should tempt you to buy anything more extra as it is a hassle to get your cards which are at your home when you are outside window shopping.
This would ultimate slow or curb your temptations to shop.
But if you are dying to get something tempting, a luxury item, and you would all the way get the cards from your house and come out to buy that item, I guess I can only say you are a failure in saving, or you really wanting that item for a very long time.
The judgement for this is really much a conscience issue.
Anyway, if all goes well, by the end of the month, the amount you saved should be substantial if only essentials are spent.
Here's all I got for now.
If anyone has more savings tactics, please feel free to share them for the benefit of all other readers =D
Friday, February 27, 2009
More $$$ Tip #001: In-Camp Trainings
Recently I just went for my In-Camp Training.
And after some time, I realised In-Camp Trainings are postively good in monetary ways. Here's why:
1) Bosses save more with surplus staff who goes for ICT
You are a SME (Small, Medium Enterprise) employer, your company is not earning great profits and you hate to fire them because you are not a heartless boss, do ask your employees to go for their trainings as you can save a certain amount of their salary with the government feeding them.
2) More pay
On top of the civilian pay you got that is reimbursed from the defence forces during your absence on your day job, you also get extra from the pay as a militia soldier according to your rank and appointment.
3) Part of NSmen pay non-taxable
Certain amount of salary received during your own ICT training is non-taxable, so you pay less taxes in that way.
4) Plenty of Incentives
Badges on the uniform are more than just honour and glory, some earns you a bit of cash just ilke the regulars do.
This is especially so for IPPT.
* Passing with at least 2 points for incentive of S$100.
* Silver award earns yours the Silver IPPT badge and $200.
* Gold award earns yours the Gold IPPT badge and $400.
(The IPPT badges you would need to buy it yourself. So if you save up on the "honour" of getting the badges, you save too!)
Please do not ask me how to pass IPPT. Its all in the mind and all you have to do is to train and exercise!
From my experience, the Combat Skills Badge, Marksman badges also earns some incentive.
5) Remedial Trainings/ Booked IPPT Tests
You do get paid for a courtesy amount for your time doing booked IPPT tests and remedial trainings.
So if you're an IPPT failure and you're b*st*rd even to do this: keep going for remedial training and fail your IPPT tests and then pass it in time before your window ends with a good pass with incentive or getting the silver or gold award.
But of course, if this way of earning money works and you do it, just be careful of other sorts of bad karma coming after you!
6) Higher Rank = More Money + More Responsibilties
The simple fact: the higher ranking you are, the more pay you get and hence more resposibilities!
Don't ask me how to get promoted! Wayang, "carry balls" all you want but don't be a b*st*rd! Remember karma!
And after some time, I realised In-Camp Trainings are postively good in monetary ways. Here's why:
1) Bosses save more with surplus staff who goes for ICT
You are a SME (Small, Medium Enterprise) employer, your company is not earning great profits and you hate to fire them because you are not a heartless boss, do ask your employees to go for their trainings as you can save a certain amount of their salary with the government feeding them.
2) More pay
On top of the civilian pay you got that is reimbursed from the defence forces during your absence on your day job, you also get extra from the pay as a militia soldier according to your rank and appointment.
3) Part of NSmen pay non-taxable
Certain amount of salary received during your own ICT training is non-taxable, so you pay less taxes in that way.
4) Plenty of Incentives
Badges on the uniform are more than just honour and glory, some earns you a bit of cash just ilke the regulars do.
This is especially so for IPPT.
* Passing with at least 2 points for incentive of S$100.
* Silver award earns yours the Silver IPPT badge and $200.
* Gold award earns yours the Gold IPPT badge and $400.
(The IPPT badges you would need to buy it yourself. So if you save up on the "honour" of getting the badges, you save too!)
Please do not ask me how to pass IPPT. Its all in the mind and all you have to do is to train and exercise!
From my experience, the Combat Skills Badge, Marksman badges also earns some incentive.
5) Remedial Trainings/ Booked IPPT Tests
You do get paid for a courtesy amount for your time doing booked IPPT tests and remedial trainings.
So if you're an IPPT failure and you're b*st*rd even to do this: keep going for remedial training and fail your IPPT tests and then pass it in time before your window ends with a good pass with incentive or getting the silver or gold award.
But of course, if this way of earning money works and you do it, just be careful of other sorts of bad karma coming after you!
6) Higher Rank = More Money + More Responsibilties
The simple fact: the higher ranking you are, the more pay you get and hence more resposibilities!
Don't ask me how to get promoted! Wayang, "carry balls" all you want but don't be a b*st*rd! Remember karma!
Welcome
Welcome
Hi, I have created a new site to offer people solutions.
In this age of crisis, I guess I am one of those people who are basically better off and I would like to offer ideas and solutions to people's life.
Especially now, in which the economic downturn is ever down-spiralling, I do have some ideas to help people to be economically wiser.
But I have to disclaim that what ever solutions I offer, I suggest people who want to use these solutions I offer with thought before using them.
Consequences may vary and I certain is not responsible nor liable for any bad consequences that these solutions I offered is 100% guarantee.
Any use is up to your own discretion.
Think before you act!
Hi, I have created a new site to offer people solutions.
In this age of crisis, I guess I am one of those people who are basically better off and I would like to offer ideas and solutions to people's life.
Especially now, in which the economic downturn is ever down-spiralling, I do have some ideas to help people to be economically wiser.
But I have to disclaim that what ever solutions I offer, I suggest people who want to use these solutions I offer with thought before using them.
Consequences may vary and I certain is not responsible nor liable for any bad consequences that these solutions I offered is 100% guarantee.
Any use is up to your own discretion.
Think before you act!
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